Performance Modelling

CMHC – MLI Select

The Canada Mortgage and Housing Corporation (CMHC) created an innovative new multi-unit mortgage loan insurance product focused on affordability, accessibility, and climate compatibility. Builders can access reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility, and climate compatibility using the MLI Select program.

The more committed you are to social and environmental outcomes, the better the incentives. You can choose to focus on a single area like affordability or combine commitments to increase your points and incentives.

Here at Design Experts, we offer MLI Select Performance Modeling services to calculate the points available to you based on Energy Efficiency and GHG Reductions (See Red Box Below). Here is the Point Distribution chart for New Construction projects.

New Construction - Point Distribution

New Construction - Point Distribution

Photo by CMHC

Here is the CMHC Insurance Flexibilities associated with the points earned above. 

New Construction - Insurance Flexibilities

New Construction - Insurance Flexibilities

Photo by CMHC

For more information about this program please visit the CMHC – MLI Select website.  Click HERE to be directed to their website then circle back and ask for a quote for MLI Select Performance Modeling service. 


1For borrowers making an affordability commitment of 20+ years, an additional 30 points are awarded
2Buildings must be 100% Visitable (CSA B651-2018 Visitability)
3Min. DCR of 1.10 for standard rental housing, 1.20 for other shelter models, 1.4 for non-residential space

 
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